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Roommate Disputes

Complete guide to handling roommate money disputes in small claims court.

Roommate Money Disputes

When roommates don't pay their share, damage common areas, or leave you holding the bag on bills, small claims court can help recover what you're owed.

$200-$5K
Typical Claims
Common
Among Renters
Written
Evidence Key

What Small Claims CAN Handle

  • Unpaid rent share or utility bills
  • Security deposit share not returned
  • Damage to your personal property
  • Damage they caused that you paid to fix
  • Money loaned to roommate
  • Shared expenses they agreed to split

What Requires Different Approaches

  • Getting them to move out (eviction process)
  • Disputes with the landlord (separate case)
  • Harassment or threatening behavior (police)
  • Theft of your property (police report first)
  • Claims exceeding small claims limits
  • Emotional distress or "bad roommate" behavior

Common Scenarios

💸

Unpaid Rent Share

Roommate moved out early or just stopped paying their share of rent, leaving you to cover the full amount to avoid eviction.

Typical claim: $500 - $3,000
💡

Unpaid Utility Bills

The utilities were in your name, roommate didn't pay their share, and you're stuck with the entire bill.

Typical claim: $200 - $1,000
🔑

Security Deposit Split

You paid the full security deposit. Roommate moved out but won't pay you back their share, or caused damage that ate into the deposit.

Typical claim: $300 - $2,000
🪑

Damaged Property

Roommate damaged your furniture, electronics, or other personal belongings, or caused damage to the apartment that you had to pay for.

Typical claim: $200 - $1,500

Evidence You Should Gather

Roommate disputes often rely on informal agreements. Gather whatever documentation you have to prove what was agreed.

Written Agreements

  • Roommate agreement (if you have one)
  • Lease showing both names
  • Venmo/PayPal transaction history
  • Check copies or bank transfers
  • Utility bills showing your name

Communications

  • Text messages discussing money owed
  • Emails about rent/utility split
  • Messages where they admit owing money
  • Group chat discussions about expenses

Financial Records

  • Bank statements showing your payments
  • Rent receipts from landlord
  • Utility payment confirmations
  • Calculation of what's owed

Damage Evidence

  • Photos of damage caused
  • Repair receipts or estimates
  • Landlord's deduction letter
  • Photos of your items before damage

Key Considerations for Roommate Cases

Joint vs. Individual Liability
If you're both on the lease, you may be "jointly and severally liable" - meaning the landlord can come after either of you for the full amount.
Verbal Agreements
Even without a written agreement, verbal agreements to split costs are generally enforceable. Text messages can prove terms.
Finding Your Roommate
You'll need their current address to serve them. If they moved, try social media, mutual friends, or their workplace.
Collecting the Judgment
Even if you win, collecting may be challenging if your former roommate has limited income or assets.

Pro Tip: Get It In Writing Now

Send a text or email summarizing what they owe and ask them to confirm. Their acknowledgment ("Yeah, I know I owe you $800") is powerful evidence.

Consider the Relationship

Small claims can work, but if they're a friend or connected to your social circle, a demand letter alone often prompts payment without burning bridges.

Example Case + How This Site Helps

Example: A former roommate left early and never paid their share.

Your roommate moved out mid-lease, leaving unpaid rent and utilities. You covered the shortfall and now seek reimbursement.

Typical claim range: $900-$4,500

What to collect first

  • Shared lease terms and payment arrangement messages
  • Rent ledger and utility bills you paid alone
  • Move-out communication and unpaid balance breakdown
1

Confirm fit and priorities

Start with the quiz so the app can steer you toward the right dispute flow and state rules.

Take the quiz
2

Organize evidence and timeline

Use Case Manager to track facts, deadlines, and uploads so your story is clear and ready for court.

Open Case Manager
3

Prepare your pre-filing package

Generate a demand letter and supporting documents to improve settlement chances before filing.

Build demand package
4

Plan filing and hearing prep

Use filing guidance, calendar, and statement tools so you can submit correctly and present clearly.

Review filing steps

Ready to Assess Your Case?

Take our intake quiz to organize your facts and see if small claims is right for your situation.

Legal Disclaimer

This page provides general information only and is not legal advice. Laws vary by state and locality, and information may be outdated. No attorney-client relationship is created. Consult a licensed attorney for advice about your specific situation. See our Terms of Service and Privacy Policy.

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Disclaimer: This assistant explains how to use this website only. It is not a licensed attorney, does not provide legal advice, and cannot evaluate your case. Information may be incomplete or outdated. Always verify with official court websites and consult a lawyer for legal advice.