Settlement Calculator
Should you accept a settlement offer or go to trial? Evaluate the options.
Not Legal Advice: This calculator performs basic math comparisons using numbers YOU provide. It does NOT evaluate the merits of your case or advise whether to accept any offer. Settlement decisions involve many factors beyond these calculations. Consult an attorney for advice about your specific situation.
About Expected Value Comparisons
This tool lets you compare a guaranteed settlement against a hypothetical "expected value" calculation using YOUR OWN ESTIMATES. The numbers you enter are assumptions, not predictions.
Note: Settlement offers provide certainty, while litigation outcomes are uncertain. Collection can also be challenging even after a favorable judgment.
Your Situation
Costs of Going to Court
Your Assumptions (for calculation only)
Enter your own estimates. These are NOT predictions or advice.
Enter a percentage for the calculation
Hypothetical % if outcome is favorable
Other Factors to Consider
Emotional Cost
Court is stressful. A settlement ends the matter; court drags it out.
Collection Reality
A judgment is just a piece of paper. Collecting can take months or years—or never happen.
Certainty vs. Possibility
A bird in the hand (settlement) is worth two in the bush (possible judgment).
Principle
Sometimes it's not about the money—it's about holding them accountable.